Mine subsidence is the collapse of an underground coal mine resulting in direct damage to a structure. A typical home insurance policy does not cover damage originating from earth movement, settling, shrinking, bulging, or soil expansion, including the resultant cracking of pavements, patios, foundations, walls, floors, roofs, or ceilings. The Kentucky Mine Subsidence … [Read more...]
Cairo Volunteer Fire Department Protection Class Change
Do you reside or own property in the Cairo Volunteer Fire District? Is this property within 5 miles of their fire department? If you answer yes to both of these questions, you need to contact your insurance agent and request a change on your home insurance effective November 1st, 2018. We here at Vaughn Insurance are working to change all of our current policyholders … [Read more...]
Valentines Day Gifts- Are they insured?
If you are lucky enough to get a sparkling engagement ring for Valentines day, be sure to have it properly insured. Jeanne Salvatore, Senior Vice President and Consumer spokesperson for the Insurance Information Institute explains that a special policy called a floater will protect your expensive items from theft as well as "mysterious disappearance". We here at Vaughn … [Read more...]
Henderson KY Protection Class Information in the News
Vaughn Insurance had the opportunity to speak with the local TV stations about the revised protection class ratings for some of Henderson county fire departments. We also provided information to the Gleaner to help spread the word about the revised protection class. Below is a recap of how they covered the press information we provided. 25 News Reporter - Katie … [Read more...]
Henderson County Fire Protection Updates
After publishing our blog about Corydon fire department being reviewed by ISO and qualifying for a lower rate we found out that several fire departments were reviewed and have qualified for a lower public protection class rating from ISO. What this could mean for you is a reduction in your property insurance premiums. There is a new rating structure in place as well that will … [Read more...]