A small drip today can lead to a big expense tomorrow. Most standard home insurance policies DO NOT cover long-term water seepage or leakage. This means if water slowly leaks over time from a plumbing system, appliance, or supply line, you could be left paying for the damage out of pocket. And the cost to repair can be very expensive - often running into thousands of … [Read more...]
Overcome Insurance Confusion: Master Claims and Coverage
Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether looking for personal or business insurance, you'll see how to avoid common pitfalls, lower costs, and get what you deserve at claim time. Get to know the … [Read more...]
Mine Subsidence Coverage: Do you have it?
Mine subsidence refers to the collapse of an underground coal mine, which can result in direct damage to structures above it. Most typical home insurance policies do not cover damage caused by earth movement, settling, shrinking, bulging, or soil expansion. This includes any resulting cracks in pavements, patios, foundations, walls, floors, roofs, or ceilings. The Kentucky … [Read more...]
Cairo Volunteer Fire Department Protection Class Change
Do you reside or own property in the Cairo Volunteer Fire District? Is this property within 5 miles of their fire department? If you answer yes to both of these questions, you need to contact your insurance agent and request a change on your home insurance effective November 1st, 2018. We here at Vaughn Insurance are working to change all of our current policyholders … [Read more...]
Valentines Day Gifts- Are they insured?
If you are lucky enough to get a sparkling engagement ring for Valentines day, be sure to have it properly insured. Jeanne Salvatore, Senior Vice President and Consumer spokesperson for the Insurance Information Institute explains that a special policy called a floater will protect your expensive items from theft as well as "mysterious disappearance". We here at Vaughn … [Read more...]