Mine subsidence is the collapse of an underground coal mine resulting in direct damage to a structure. A typical home insurance policy does not cover damage originating from earth movement, settling, shrinking, bulging, or soil expansion, including the resultant cracking of pavements, patios, foundations, walls, floors, roofs, or ceilings. The Kentucky Mine Subsidence … [Read more...]
Robards Community Fire Department – Protection Class Upgrade
Do you reside in or own property in the Robards Community Fire Department District? Is the property within 5 miles of their fire department? If you answer yes to both of these questions, you need to contact your insurance agent and verify the fire department rating. You might need to request a change on your property insurance effective July 1, 2020. Please note that … [Read more...]
Spottsville Community Fire Department Protection Class Upgrade
Do you reside in or own property in the Spottsville Community Fire Department District? Is this property within 5 miles of the fire department? If you can answer yes to both of these questions, you need to contact your insurance agent and request a change on your property insurance effective July 1, 2020. Please note that some companies can only change this at your … [Read more...]
Smith Mills Fire Department – Protection Class Upgrade
Do you reside or own property in the Smith Mills Volunteer Fire Department District? Is this property within 5 miles of their fire department? If you answer yes to both of these questions, you need to contact your insurance agent and request a change on your property insurance effective July 1, 2020. Please note that some companies can only change this at your next … [Read more...]
Electricians, Tree Trimmers, Contractors, and Roofers
We have tried to compile a list of essential contacts to handle your needs. We highly recommend that you know the person working for you is fully insured. If not, and something happens, you could be held responsible. Verify that you have a licensed electrician for your state to do your repair work. The utility company may not hook up your service if you don't use a … [Read more...]