A small drip today can lead to a big expense tomorrow. Most standard home insurance policies DO NOT cover long-term water seepage or leakage. This means if water slowly leaks over time from a plumbing system, appliance, or supply line, you could be left paying for the damage out of pocket. And the cost to repair can be very expensive - often running into thousands of … [Read more...]
Mine Subsidence Coverage: Do you have it?
Mine subsidence refers to the collapse of an underground coal mine, which can result in direct damage to structures above it. Most typical home insurance policies do not cover damage caused by earth movement, settling, shrinking, bulging, or soil expansion. This includes any resulting cracks in pavements, patios, foundations, walls, floors, roofs, or ceilings. The Kentucky … [Read more...]
Robards Community Fire Department – Protection Class Upgrade
Do you reside in or own property in the Robards Community Fire Department District? Is the property within 5 miles of their fire department? If you answer yes to both of these questions, you need to contact your insurance agent and verify the fire department rating. You might need to request a change on your property insurance effective July 1, 2020. Please note that … [Read more...]
Spottsville Community Fire Department Protection Class Upgrade
Do you reside in or own property in the Spottsville Community Fire Department District? Is this property within 5 miles of the fire department? If you can answer yes to both of these questions, you need to contact your insurance agent and request a change on your property insurance effective July 1, 2020. Please note that some companies can only change this at your … [Read more...]
Smith Mills Fire Department – Protection Class Upgrade
Do you reside or own property in the Smith Mills Volunteer Fire Department District? Is this property within 5 miles of their fire department? If you answer yes to both of these questions, you need to contact your insurance agent and request a change on your property insurance effective July 1, 2020. Please note that some companies can only change this at your next … [Read more...]