Do you reside or own property in the Smith Mills Volunteer Fire Department District?
Is this property within 5 miles of their fire department?
If you answer yes to both of these questions, you need to contact your insurance agent and request a change on your property insurance effective July 1, 2020. Please note that some companies can only change this at your next renewal after the July 1, 2020 date.
We here at Vaughn Insurance are working to change all of our current policyholders that qualify effective July 1, 2020 if possible.
Smith Mills Volunteer Fire Department was rated a PPC (Public Protection Class) 9/10. If you were within 5 miles, you would have received a PPC 9 rate. If you were over 5 miles, you would receive a PPC 10 rate.
With this rate change effective July 1st, 2020, anyone that lives within 5 miles of the fire station and has a fire hydrant within 1,000 feet will qualify for a PPC 6 rate that should lower your property insurance premium. If you are within 5 miles, but do not have a fire hydrant within 1,000 feet you will receive a PPC 6x rate, which is similar to the current PPC 9 rate. Anything over 5 miles will still be rated a PPC 10 rate.
We would love to hear how this change has helped you lower your insurance premium.
Let us know if you find this information useful. Contact Us!
Click here for the Official Letter from ISO.