A devastating loss can occur in an instant. A Fire, Tornado, or Flood can wipe out all of your possessions. Everyone needs a home inventory list in case of a devastating loss. It is much easier to do it now, than to wait until after a loss. This link, KnowYourStuff, takes you to a free tool to download & prepare a home inventory list. It is part of the Insurance … [Read more...]
Statistics on Homeowners Claims in 2011
Did you wonder why your homeowners insurance rates are going up so much? Take a look at these slides from the Insurance Information Institute and it will help you understand. Our weather patterns of late have really been causing havock with property insurance carriers. Insurers expect to pay at least $2 billion each for the April 2011 tornadoes in Alabama and a similar … [Read more...]
Golf Cart Insurance- What you need to know
It's that time of year! Although golf is a popular sport year-round in warmer parts of the country, it is now prime golfing season all across the country, plus some communities are allowing golf carts on public streets to help save on gasoline. Many of our partner companies that write home insurance offer scheduled personal property endorsement that can cover golf clubs and … [Read more...]
GPS and your home security
How many of us have a portable GPS in our vehicles? A recent trend with thieves is to break in to your vehicle, steal your GPS and your Garage Door Opener. Then if your GPS is like most, you have your Home address programed into the GPS, so the thief selects home, drives to your house, uses your garage door opener to gain access to your home, and then proceeds to clean you … [Read more...]
Small Business Administration Ready to Assist Flood Victims
Whether you rent or own your own home, own your own business, or own a small agricultural cooperative located in a declared disaster area, and are the victim of a disaster, you may be eligible for financial assistance from the U. S. Small Business Administration (SBA). See fact sheet provided to us by Henderson County Chamber of Commerce. The US Small Business Administration … [Read more...]