The National Fire Protection Association indicates house fires are the leading cause of all fire deaths in the United States. According to the NFPA, there were 403,000 residential fires in 2008, resulting in 2,780 deaths and 13,560 injuries. The NFPA acknowledges cooking as the leading cause of house fires in the United States and heating related fires as the second most … [Read more...]
Does the color of my car affect my premium?
This question periodically come ups or something similar, Like is a red car higher on insurance. It has been told for years, which makes it seem like it must be true. But like most mythological myths, this one is not based on the truth. Paint has nothing to do with your insurance premium. Unless you pay to have your car painted with an extremely … [Read more...]
Ask an Insurance Question
This video gives some answers to some common questions about insurance relating to college students, rental cars, updating your policy and more. We here at GoVaughn.com Insurance answer these questions almost daily. Take a look at this informative video. What INSURANCE question do you have today? Ask us! … [Read more...]
Six Easy Steps to Filing a Homeowners Insurance Claim
Common Fireworks Insurance Question
If my neighbor shoots off fireworks and they damage or catch my home on fire, who's homeowners insurance responsible? Your homeowners insurance will pay. If the insurance company finds your neighbor negligent, your homeowners insurance company will subrogate. Subrogation is the substitution of one party for another. Insurance companies typically have subrogation rights, so if … [Read more...]