Mine subsidence is the collapse of an underground coal mine resulting in direct damage to a structure. A typical home insurance policy does not cover damage originating from earth movement, settling, shrinking, bulging, or soil expansion, including the resultant cracking of pavements, patios, foundations, walls, floors, roofs, or ceilings. The Kentucky Mine Subsidence … [Read more...]

If you are lucky enough to get a sparkling engagement ring for Valentines day, be sure to have it properly insured. Jeanne Salvatore, Senior Vice President and Consumer spokesperson for the Insurance Information Institute explains that a special policy called a floater will protect your expensive items from theft as well as "mysterious disappearance". We here at Vaughn … [Read more...]