A small drip today can lead to a big expense tomorrow. Most standard home insurance policies DO NOT cover long-term water seepage or leakage. This means if water slowly leaks over time from a plumbing system, appliance, or supply line, you could be left paying for the damage out of pocket. And the cost to repair can be very expensive - often running into thousands of … [Read more...]
Overcome Insurance Confusion: Master Claims and Coverage
Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether looking for personal or business insurance, you'll see how to avoid common pitfalls, lower costs, and get what you deserve at claim time. Get to know the … [Read more...]
Mine Subsidence Coverage: Do you have it?
Mine subsidence refers to the collapse of an underground coal mine, which can result in direct damage to structures above it. Most typical home insurance policies do not cover damage caused by earth movement, settling, shrinking, bulging, or soil expansion. This includes any resulting cracks in pavements, patios, foundations, walls, floors, roofs, or ceilings. The Kentucky … [Read more...]
Important Update: Kentucky License Renewal Reminders Discontinued
Stop right now. Open your wallet. Check the expiration date on your driver's license. This 5-second task could save you unnecessary fines, penalties, and hassles. Your driver's license must be renewed every four years, and Kentucky no longer mails written notification reminders. A true personal story follows. Recently, upon presenting my driver's license at an airport security … [Read more...]
CMS Kicks-off campaign to prepare for New Medicare Cards for Seniors
On Tuesday, May 30, 2017, CMS kicked-off a multi-faceted outreach campaign to help providers get ready for new Medicare cards. The Centers for Medicare & Medicaid Services (CMS) is preparing a fraud prevention initiative that removes Social Security numbers from Medicare cards to help fight identity theft, and safeguards taxpayer dollars. So, how will this work? The new … [Read more...]