The National Weather Service in Paducah KY will be conducting 10 Spotter Training Webinars in preparation for the upcoming severe weather season. These free webinars are open to anyone and will have all the content of their basic spotter class. For a list of dates and times, or to register, visit their web page. National Weather Service Paducah, KY … [Read more...]
GPS and your home security
How many of us have a portable GPS in our vehicles? A recent trend with thieves is to break in to your vehicle, steal your GPS and your Garage Door Opener. Then if your GPS is like most, you have your Home address programed into the GPS, so the thief selects home, drives to your house, uses your garage door opener to gain access to your home, and then proceeds to clean you … [Read more...]
How do you determine the Actual Cash Value (ACV) of your car?
Okay, so now you have had an accident. Your car has been declared a total loss, which by the way, Kentucky Law says that a company has to declare your vehicle a total loss when the damage exceeds 75% of it’s value. How do you know if the offer that you have been given by the insurance company is fair? I did some research recently for a client and here is what I came up … [Read more...]
Does the color of my car affect my premium?
This question periodically come ups or something similar, Like is a red car higher on insurance. It has been told for years, which makes it seem like it must be true. But like most mythological myths, this one is not based on the truth. Paint has nothing to do with your insurance premium. Unless you pay to have your car painted with an extremely … [Read more...]
Renting a Storage Unit
Q: I have just rented a storage unit in preparation for putting my house on the market. Are our possessions covered under our homeowners’ policy while in storage? A: While moving, they would have up to 100% of their current Coverage C (Personal Property/Contents) at both locations under an HO-3 policy form. Some companies will limit this to 30 days during a … [Read more...]