After a cold winter, most of us are eagerly awaiting spring. In addition to warmer weather, however, spring can also bring heavy rains that swell rivers, streams and ditches and cause thousands of dollars worth of damage to individual properties. Because the risk for flooding will increase in the next few months, we here at Vaughn Insurance feel now is a good time for property … [Read more...]

By Blake A. Beaver The meteorologist said it’d be the worst in 4 years This ice that was coming was horrible news to our ears When at first it hit, it did not seem so bad Little did we know this was just part of what it had Many families went to sleep that night oblivious to this long time fight The next day there was just a coating but still that ice kept flowing When … [Read more...]

Yes, we here at Vaughn Insurance predict, but as independent agents, we help our clients shop around for the most affordable rates. The insurance business is based on the spread of risk. The more widely risk is spread, the more accurately loss can be estimated (from the Insurance Information Institute). Everyone pays for the losses of others. After a regional disaster … [Read more...]

Something we found out during the recent ice storm of January 27, 2009 and the wind storm of February 11, 2009, is that some companies are starting to exclude coverage for your appliances that are damage as a result of a power surge.  With this new information, we strongly recommend that you purchase surge protectors for all of your major appliances, televisions, and … [Read more...]

Always keep in mind that your policy is the sole source of what is covered and what is NOT covered.  This document is just used as a simple guide to use as a reference.  All claim situations are different. 1: I purchased a generator, is it covered? Some companies are paying a portion of the cost of the generator and some policies will pay for the fuel for the … [Read more...]