"This is a good thing for Henderson KY in terms of fire protection, but don't look for a large decrease in your homeowners insurance premiums." -Nibby Priest, Licensed Insurance Advisor The Henderson City Fire Department announced today that they were moving to a protection class 2 effective January 1, 2015. Previously, they were a protection class 3. What is a city … [Read more...]
Home Based Business
What is a home based business? Trade, profession, or occupation - full, part-time or occasional. Any other activity engaged in for money or other compensation. There are a few exceptions. Home based businesses are one of the fastest growing segments in the small business segment. Depending on the size and type of business you may have limited to no coverage. Most … [Read more...]
VIDEO: Washing Machine Safety Tips
Do you have questions about Washing Machine Safety? Please contact us! Video provided by our partner company Travelers Insurance … [Read more...]
How far is your home to your Fire Department?
If you live in the county or thinking of buying a home in the county, you better know the answer to this question. There is a company that rates fire departments called ISO (Insurance Services Office). They have developed a system of checking the fire department's ability to fight a fire called Fire Suppression Rating Schedule. This system is used to determine the PPC … [Read more...]
New Roof Discounts and Changes to Policy Terms
There are even some companies that won't write your home insurance unless your roof has been updated in the past 15 years. With our area getting hit so hard by weather events over the past few years (see below), a lot of companies have started looking at the age of your roof. We have seen some companies exclude coverage depending on the age of your roof. We have seen other … [Read more...]