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Collision Accident Self Reporting to Law Enforcement
The rising waters of the Ohio River between Henderson KY and Evansville IN are causing the deer which usually had a different path from Audubon State Park to venture into the paths of a major highway (Highway 41 N). The Henderson Kentucky Newspaper The Gleaner has reported several deer and vehicle collisions (3/2011). The newspaper article pointed out that if you are … [Read more...]
House Fires – How to Stay Safe
The National Fire Protection Association indicates house fires are the leading cause of all fire deaths in the United States. According to the NFPA, there were 403,000 residential fires in 2008, resulting in 2,780 deaths and 13,560 injuries. The NFPA acknowledges cooking as the leading cause of house fires in the United States and heating related fires as the second most … [Read more...]
Common Fireworks Insurance Question
If my neighbor shoots off fireworks and they damage or catch my home on fire, who's homeowners insurance responsible? Your homeowners insurance will pay. If the insurance company finds your neighbor negligent, your homeowners insurance company will subrogate. Subrogation is the substitution of one party for another. Insurance companies typically have subrogation rights, so if … [Read more...]
Cyber Teen Safety – Are you aware of the dangers?
I know we generally write about items of interest related to insurance, but we thought you might be interested to learn more about keeping your children, grandchildren, or even yourself safer while online. There are ways to set up ‘Parental’ controls on your computer system, with each person using the computer has a different login. The ‘Parent’ can then limit and/or monitor … [Read more...]