Based on an email from the National Weather Service - Paducah KY division, we are going to have extreme cold weather with temperature staying well below freezing affecting our area all of next week. Brutally arctic cold that has not been felt here since the mid-90's. The system should arrive here Saturday night through Sunday morning and could also bring some rain changing to … [Read more...]
Fireplace & Wood Burning Stove Safety
The smell is in the air. As the temperature drops, people turn to supplemental heat to help warm their homes. Before you burn, there are some safety tips that you should consider to reduce your chance of having a hostile fire at your home. Burn only quality hardwoods (Oak, Hickory, or Maple) that have been cut and allowed to season for at least one year. This drying … [Read more...]
Storm Shelters – Are you prepared?
With recent tragic events in the Oklahoma, you may be thinking "What can I do to protect myself and family from a massive tornado?". There are a few options that I wanted to share with you based on research that I have done to consider how to protect my family. First and foremost, purchase a NOAA weather radio and leave it turned on. Second, be to be prepared, have a plan … [Read more...]
How far is your home to your Fire Department?
If you live in the county or thinking of buying a home in the county, you better know the answer to this question. There is a company that rates fire departments called ISO (Insurance Services Office). They have developed a system of checking the fire department's ability to fight a fire called Fire Suppression Rating Schedule. This system is used to determine the PPC … [Read more...]
New Roof Discounts and Changes to Policy Terms
There are even some companies that won't write your home insurance unless your roof has been updated in the past 15 years. With our area getting hit so hard by weather events over the past few years (see below), a lot of companies have started looking at the age of your roof. We have seen some companies exclude coverage depending on the age of your roof. We have seen other … [Read more...]