What does open enrollment mean?
Open enrollment is a period each year that you can or have to sign up for new health insurance benefits (if you don’t already have them) or change existing benefits. It has much to do with your age and whether you receive Medicare benefits.
If you are on Medicare or over 65, we call it the Annual Enrollment Period (AEP). The Medicare AEP for 2025 is from October 15, 2024, to December 7, 2024. If you are enrolled in Medicare and a Medicare Advantage plan (Part C) or have a prescription drug plan (Part D), you can change your benefits or change carriers during this time.
If you have a Medicare supplement, this open enrollment period does not affect you. However, many are on a Medicare Supplement and carry a separate prescription drug plan (Part D). Individuals can change a prescription drug Plan (Part D) during this open-enrollment period, and Medicare Supplements can be changed anytime if you meet health underwriting qualifications.
If you are under 65 and not on Medicare, open enrollment for the Federal Marketplace (Healthcare.gov or Kentucky kynect) runs from November 1, 2024, to January 15, 2025. You can sign up for coverage between those dates if you do not have healthcare insurance.
Please get in touch with us with questions about these “open enrollment” dates or Health Insurance.
This year, we must first have you complete our Medicare Intake Form for an appointment. Once we review it, we will contact you with an appointment date and time.