Download the latest copy of the Kentucky Drivers License manual and answer this question and more. This handy booklet will update you on all of the driving laws and procedures in Kentucky. … [Read more...]
Texting while driving – Driving while distracted
Ok, a lot of us can admit that we have all done something that has caused us to take our eyes off the road while driving. Be it eating a fast food sandwich, changing the radio station, answering or placing a call on your cell, but this video released about Texting while Driving is a real eye opener. Take a moment and watch this video below. Then take a moment and … [Read more...]
Are you OK with your life insurance?
A recent survey found that nearly fifty percent of people surveyed had no life insurance. When asked why, the top three reasons were: Don’t know what to buy. Don’t want to discuss my own mortality. No one has asked me. We don’t want you being the one person that was never asked or didn’t know what to buy. We have a dedicated life & health person that is here to … [Read more...]
Surface Mining – Blasting in your neighborhood?
Eastern Henderson County (Hebbardsville KY Area) has some above ground mining going on presently (2009). Mining companies are using explosives to mine the coal out of the open area. Several of our policyholders are concerned. Our best advice to the policyholders is to document the condition of the home prior to the blasting with pictures and … [Read more...]
Actual Cash Value vs Replacement Value
Can we at Vaughn Insurance answer any questions you might have about Actual Cash Value vs Replacement Value? … [Read more...]
Great News on our companies!
Consumer Reports magazine's September issue has an article on insuring your home. They also ranked insurance companies, and we are pleased to have 5 of the top 16 companies in their article. 9. State Auto Insurance Companies 10. Liberty Mutual Insurance Companies 12. Safeco Insurance Companies 14. Farmers Insurance Group 16. Travelers Insurance Companies If you don’t … [Read more...]
So you think you don’t need flood insurance?
What happened in Louisville Kentucky yesterday (August 4, 2009) could happen anywhere, anytime. Flash Floods are not covered by a standard homeowners' policy. Your contents in your flooded car are not covered by your auto or standard homeowners'. Your car would be covered if you have comprehensive coverage. If you are not sure you are protected, ask your agent or send us … [Read more...]
Will Your Homeowners Insurance ever DECREASE in Henderson County Kentucky?
photo © 2010 John Picken | more info (via: Wylio) That could possibly happen if more communities in Henderson County could/would lower their fire protection classes (PC). Presently a majority of the Henderson County Kentucky volunteer fire departments are ISO (Insurance Service Office) rated PC 9 departments. We need that to change in order to lower homeowners’ insurance … [Read more...]
Stay Cool with Swimming Pool Risks
It’s summer, and thoughts of Americans everywhere turn to water. Whether it’s in the pool, on the lake, at the ocean or in the river, water draws people almost magnetically as the weather turns hot. Swimming pools are popular but also present a risk to a homeowner. While homeowners are welcoming friends and family with a clear, clean pool, they’re also assuming significant … [Read more...]
Wind and Hail Deductibles are changing due to Catastrophes in the past year
State Auto Insurance Co CEO talks about how catastrophes in the Past year is affecting his company. Not all catastrophe insurance losses are on the coast. State Auto Insurance CEO Bob Restrepo discusses how his Super Regional company has been hit hard by cat losses and what it is doing to mitigate these losses. Do you know what your wind and hail deductible is now? … [Read more...]