Consumer Reports magazine's September issue has an article on insuring your home. They also ranked insurance companies, and we are pleased to have 5 of the top 16 companies in their article. 9. State Auto Insurance Companies 10. Liberty Mutual Insurance Companies 12. Safeco Insurance Companies 14. Farmers Insurance Group 16. Travelers Insurance Companies If you don’t … [Read more...]
So you think you don’t need flood insurance?
What happened in Louisville Kentucky yesterday (August 4, 2009) could happen anywhere, anytime. Flash Floods are not covered by a standard homeowners' policy. Your contents in your flooded car are not covered by your auto or standard homeowners'. Your car would be covered if you have comprehensive coverage. If you are not sure you are protected, ask your agent or send us … [Read more...]
Will Your Homeowners Insurance ever DECREASE in Henderson County Kentucky?
photo © 2010 John Picken | more info (via: Wylio) That could possibly happen if more communities in Henderson County could/would lower their fire protection classes (PC). Presently a majority of the Henderson County Kentucky volunteer fire departments are ISO (Insurance Service Office) rated PC 9 departments. We need that to change in order to lower homeowners’ insurance … [Read more...]
Stay Cool with Swimming Pool Risks
It’s summer, and thoughts of Americans everywhere turn to water. Whether it’s in the pool, on the lake, at the ocean or in the river, water draws people almost magnetically as the weather turns hot. Swimming pools are popular but also present a risk to a homeowner. While homeowners are welcoming friends and family with a clear, clean pool, they’re also assuming significant … [Read more...]
Wind and Hail Deductibles are changing due to Catastrophes in the past year
State Auto Insurance Co CEO talks about how catastrophes in the Past year is affecting his company. Not all catastrophe insurance losses are on the coast. State Auto Insurance CEO Bob Restrepo discusses how his Super Regional company has been hit hard by cat losses and what it is doing to mitigate these losses. Do you know what your wind and hail deductible is now? … [Read more...]