Generated by All in One SEO v4.9.7.2, this is an llms.txt file, used by LLMs to index the site.

# Vaughn Insurance Agency Company-Henderson KY

## Sitemaps

- [XML Sitemap](https://govaughn.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Great News on our companies!](https://govaughn.com/great-news-on-our-companies/) - Consumer Reports magazine's September issue has an article on insuring your home. They also ranked insurance companies, and we are pleased to have 5 of the top 16 companies in their article. 9. State Auto Insurance Companies 10. Liberty Mutual Insurance Companies 12. Safeco Insurance Companies 14. Farmers Insurance Group 16. Travelers Insurance Companies If
- [Need a Notary or a Notary Bond?  We can help](https://govaughn.com/notary-bond/) - If you need something notarized in Henderson, Kentucky, we will be glad to do it for you free of charge. Our licensed agents are Kentucky Notaries. We never charge to perform the duties of a Notary Public in Henderson, Kentucky. If you are or want to become a Notary, we here at Vaughn Insurance can
- [The AARP Smart Driver Course is offered in Henderson, KY](https://govaughn.com/driversafety/) - The AARP Smart Driver Course is offered in Henderson, KY. The class will be held at the following times: Friday, September 11, 2026. This class will be held at the Henderson County Cooperative Extension Service, located at 3099 Zion Road, Henderson, KY. Friday, May 7, 2027. This class will be held at the Henderson County
- [Got 5 minutes? Get an Auto Insurance Rate Quote](https://govaughn.com/got-5-minutes-get-a-auto-insurance-rate-quote/) - We here at GoVaughn.com Insurance are proud to have an online service to give you an INSTANT quote on your auto insurance. We can give you a live quote if you live in Kentucky or Indiana. Give it a try! We promise you a rate within 10 minutes. It’s easy and only a few screens
- [What to Do After a Major Water Leak or Indoor Flood](https://govaughn.com/what-to-do-after-a-major-water-leak-or-indoor-flood/) - It's happened. There's water everywhere—in your walls, under your carpets and soaking into your belongings. Whether caused by a burst pipe, a broken water heater or a flood, there are things you can do immediately to salvage belongings and limit damage or loss. 1. Stop the Water If water is coming from inside your home,
- [How can I pay my insurance bill?](https://govaughn.com/payments/) - Most all of our partner companies offer online policy bill paying with several payment options from bank draft to credit card. You will need to set up your account to access your information. Below are the links to our partner companies. If you do not see the link for your company, please email our office
- [Renters insurance affordable, often overlooked](https://govaughn.com/renters-insurance-affordable-often-overlooked-2/) - You’ve rented a great place. We’ll make sure you don’t rent trouble. Many people who rent a home or apartment think that insurance is their landlord’s problem. Not so. Chances are, you have thousands of dollars worth of belongings that won’t be covered in the event of fire, theft or water damage. That’s where GoVaughn.com
- [Fortune Magazine Top 500 – Five of our Partner Companies make the list.](https://govaughn.com/fortune-magazine-top-500-five-of-our-partner-companies-make-the-list/) - Fortune magazine released its list of the top 500 companies in the United States based on year-end 2009 revenue/sales on Thursday, April 15, 2010. GoVaughn.com Insurance partner companies are some of the best in the industry. We are proud to have five companies among the top 500 companies ranging from 11 to 418. Being ranked
- [What auto body shop should I choose?](https://govaughn.com/what-auto-body-shop-should-i-choose/) - We here at GoVaughn.com Insurance recognize that the insured and claimant make the ultimate decision on which body shop one chooses to repair their vehicle. You have the choice as to where your automobile body repair is done. Many of our partner companies have agreements set up with various body shops. They refer these preferred provider body shops to their insured
- [Severe Cold Weather - Be Prepared](https://govaughn.com/severe-cold-weather-be-prepared/) - Based on an email from the National Weather Service - Paducah KY division, we are going to have extreme cold weather with temperature staying well below freezing affecting our area all of next week. Brutally arctic cold that has not been felt here since the mid-90's. The system should arrive here Saturday night through Sunday
- [The Unsolved Murder of Morris Beckham Vaughn](https://govaughn.com/the-unsolved-murder-of-morris-beckham-vaughn/) - On this day in 1972 (October 17, a Tuesday), Morris Beckham Vaughn, then owner and significant Vaughn Insurance Agency Co. stockholder, was last seen alive. His body was found six days later- on a Sunday afternoon, October 22, 1972. The Henderson Kentucky newspaper The Gleaner headlines read, “Vaughn Victim of Homicide.” Vaughn was last seen
- [Insurance for Dummies](https://govaughn.com/insurance-for-dummies/) - Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether looking for personal or business insurance, you'll see how to avoid common pitfalls, lower costs, and get what you
- [Weddings ~ Are you covered?](https://govaughn.com/weddings-are-you-covered/) - Quote | Purchase Wedding Insurance Quote | Purchase Private Events Insurance Wedding Insurance from Travelers | Peace of Mind for your Special Day | Brochure Consultation Form Complete and return to our agency With the seasons changing, there will be a lot of wedding plans in the air. Most couples will be renting a reception
- [Your Kentucky driver’s license, is it current or expired?](https://govaughn.com/your-drivers-license-is-it-current-or-expired/) - Stop right now. Open your wallet. Check the expiration date on your driver's license. This 5-second task could save you unnecessary fines, penalties, and hassles. Your driver's license must be renewed every four years, and Kentucky no longer mails written notification reminders. A true personal story follows. Recently, upon presenting my driver's license at an
- [Individual Health Insurance](https://govaughn.com/individual-health-insurance/) - Obtaining Individual health insurance at times can be quite overbearing. We here at GoVaughn.com Insurance have several licensed Life and Health insurance professionals who can give you information and pricing. If you would like to request an online Life and or Health Rate Quote, we invite you to complete a secure online quote request.
- [Neighbors and Trees](https://govaughn.com/neighbors-and-trees/) - A Frequently Asked Question on a day after a storm My tree fell on my neighbor's property (deck, pool, fence, or house). As the property owner, am I responsible? Will my insurance pay for the damages? Most of the time, the answer is no and no. So who will pay for the damages? It is
- [Common Fireworks Insurance Question](https://govaughn.com/common-fireworks-insurance-question/) - If my neighbor shoots off fireworks and they damage or catch my home on fire, who's homeowners insurance responsible? Your homeowners insurance will pay. If the insurance company finds your neighbor negligent, your homeowners insurance company will subrogate. Subrogation is the substitution of one party for another. Insurance companies typically have subrogation rights, so if
- [Auto-Owners Insurance](https://govaughn.com/auto-owners-insurance/) - One of our partner companies Auto-Owners Insurance recently received an award for “highest client satisfaction with the automobile insurance claims process” J.D. Power and Associates. We are proud to represent Auto-Owners
- [Cyber Teen Safety – Are you aware of the dangers?](https://govaughn.com/cyber-teen-safety-are-you-aware-of-the-dangers/) - I know we generally write about items of interest related to insurance, but we thought you might be interested to learn more about keeping your children, grandchildren, or even yourself safer while online. There are ways to set up ‘Parental’ controls on your computer system, with each person using the computer has a different login.
- [Are Central Station Reporting Alarm Systems a good investment?](https://govaughn.com/are-central-station-reporting-alarm-system-a-good-investment/) - If you are looking for a discount on your Homeowners insurance, installing a Central Station Reporting Alarm system could be one. These discounts can vary between insurance companies. The monthly service cost of a Central Station Reporting Alarm System usually runs around $20 per month / $240 annually. Usually, the discount on the homeowners’ policy
- [Mine Subsidence Coverage: Do you have it?](https://govaughn.com/mine-subsidence-coverage-do-you-have-it/) - Mine subsidence is the collapse of an underground coal mine resulting in direct damage to a structure. A typical home insurance policy does not cover damage originating from earth movement, settling, shrinking, bulging, or soil expansion, including the resultant cracking of pavements, patios, foundations, walls, floors, roofs, or ceilings. The Kentucky Mine Subsidence Insurance Fund
- [Electricians, Tree Trimmers, Contractors, and Roofers](https://govaughn.com/electricians-tree-trimmers-contractors-roofers/) - We have tried to compile a list of essential contacts to handle your needs. We highly recommend that you know the person working for you is fully insured. If not, and something happens, you could be held responsible. Verify that you have a licensed electrician for your state to do your repair work. The utility
- [Henderson County Fire Protection Updates](https://govaughn.com/henderson-county-fire-protection-updates/) - After publishing our blog about Corydon fire department being reviewed by ISO and qualifying for a lower rate we found out that several fire departments were reviewed and have qualified for a lower public protection class rating from ISO. What this could mean for you is a reduction in your property insurance premiums. There is
- [Robards Community Fire Department - Protection Class Upgrade](https://govaughn.com/robards-community-fire-department-protection-class-upgrade/) - Do you reside in or own property in the Robards Community Fire Department District? Is the property within 5 miles of their fire department? If you answer yes to both of these questions, you need to contact your insurance agent and verify the fire department rating. You might need to request a change on your
- [Spottsville Community Fire Department Protection Class Upgrade](https://govaughn.com/spottsville-community-fire-department-protection-class-upgrade/) - Do you reside in or own property in the Spottsville Community Fire Department District? Is this property within 5 miles of the fire department? If you can answer yes to both of these questions, you need to contact your insurance agent and request a change on your property insurance effective July 1, 2020. Please note
- [Smith Mills Fire Department - Protection Class Upgrade](https://govaughn.com/smith-mills-fire-department-protection-class-upgrade/) - Do you reside or own property in the Smith Mills Volunteer Fire Department District? Is this property within 5 miles of their fire department? If you answer yes to both of these questions, you need to contact your insurance agent and request a change on your property insurance effective July 1, 2020. Please note that
- [Cairo Volunteer Fire Department Protection Class Change](https://govaughn.com/cairo-pc6-change/) - Do you reside or own property in the Cairo Volunteer Fire District? Is this property within 5 miles of their fire department? If you answer yes to both of these questions, you need to contact your insurance agent and request a change on your home insurance effective November 1st, 2018. We here at Vaughn Insurance
- [Heart Disease](https://govaughn.com/heart-disease/) - Friday, February 2, is Wear Red Day. Heart disease is the number one killer of women. Terri Knight has provided service to our clients at Vaughn Insurance since May of 1979. This is her story. September 2015 I found out that I had a heart murmur and was referred to a cardiologist. I thought this
- [CMS Kicks-off campaign to prepare for New Medicare Cards for Seniors](https://govaughn.com/new-medicare-cards/) - On Tuesday, May 30, 2017, CMS kicked-off a multi-faceted outreach campaign to help providers get ready for new Medicare cards. The Centers for Medicare & Medicaid Services (CMS) is preparing a fraud prevention initiative that removes Social Security numbers from Medicare cards to help fight identity theft, and safeguards taxpayer dollars. So, how will this
- [Valentines Day Gifts-  Are they insured?](https://govaughn.com/valentines-day-gifts-are-they-insured/) - If you are lucky enough to get a sparkling engagement ring for Valentines day, be sure to have it properly insured. Jeanne Salvatore, Senior Vice President and Consumer spokesperson for the Insurance Information Institute explains that a special policy called a floater will protect your expensive items from theft as well as "mysterious disappearance". We
- [Food Trucks: Let Your Food Keep on Trucking!](https://govaughn.com/food-trucks-let-your-food-keep-on-trucking/) - When you picture building your catering business, is the image more truck than tent? Is the kitchen more space-efficient mobile than stainless steel and spacious? Do you want to take your restaurant to the customers rather than getting the customers to your restaurant? Welcome to the world of food trucks! While often considered a relatively
- [Holiday Safety Tips](https://govaughn.com/holiday-safety-tips/) - While the holiday season is a time to be thankful for all that we have and the time for giving to others, unfortunately it is also a time for extra diligence to protect yourself from becoming a victim. It is important to be vigilant and make good decisions during the holiday season. Below is a
- [Henderson KY Protection Class Information in the News](https://govaughn.com/protection-class-information-in-the-news/) - Vaughn Insurance had the opportunity to speak with the local TV stations about the revised protection class ratings for some of Henderson county fire departments. We also provided information to the Gleaner to help spread the word about the revised protection class. Below is a recap of how they covered the press information we provided.
- [Corydon KY Fire Protection Improved](https://govaughn.com/corydonkyprotectionclassschange/) - Are you in the Corydon Civil Defense Fire & Rescue district? If so, are you within 5 miles of the fire station? Are you within 1,000 feet of a fire hydrant? This could mean extra savings on your insurance premium starting November 1st. Contact our office for additional details. Be sure and donate to your local
- [Collision Accident Self Reporting to Law Enforcement](https://govaughn.com/collision-accident-self-reporting-to-law-enforcement/) - The rising waters of the Ohio River between Henderson KY and Evansville IN are causing the deer which usually had a different path from Audubon State Park to venture into the paths of a major highway (Highway 41 N). The Henderson Kentucky Newspaper The Gleaner has reported several deer and vehicle collisions (3/2011). The newspaper article pointed
- [City of Henderson  moving to a Protection Class 2 City (Fire Insurance Rating)](https://govaughn.com/henderson-ky-protectionclass-2/) - "This is a good thing for Henderson KY in terms of fire protection, but don't look for a large decrease in your homeowners insurance premiums." -Nibby Priest, Licensed Insurance Advisor The Henderson City Fire Department announced today that they were moving to a protection class 2 effective January 1, 2015. Previously, they were a protection
- [Thumbs Up for Lane](https://govaughn.com/thumbs-up-for-lane/) - We here at GoVaughn.com Insurance are encouraged and hoping for a cure to childhood cancer. #ThumbsUpForLane Henderson KY Newspaper The Gleaner Story on Lane Goodwin
- [Will Your Homeowners Insurance ever DECREASE in Henderson County Kentucky?](https://govaughn.com/will-your-homeowners-insurance-ever-decrease-in-henderson-county-kentucky/) - photo © 2010 John Picken | more info (via: Wylio) That could possibly happen if more communities in Henderson County could/would lower their fire protection classes (PC). Presently a majority of the Henderson County Kentucky volunteer fire departments are ISO (Insurance Service Office) rated PC 9 departments. We need that to change in order to lower
- [So you think you don’t need flood insurance?](https://govaughn.com/so-you-think-you-dont-need-flood-insurance/) - What happened in Louisville Kentucky yesterday (August 4, 2009) could happen anywhere, anytime. Flash Floods are not covered by a standard homeowners' policy. Your contents in your flooded car are not covered by your auto or standard homeowners'. Your car would be covered if you have comprehensive coverage. If you are not sure you are
- [OVAL Kitchen Tour- April 24, 2009](https://govaughn.com/oval-kitchen-tour-april-24-2009/) - One organization in Henderson KY that has been very near and dear to me over the years is Ohio Valley Art League. This Saturday (April 24, 2009) OVAL is having the largest fund raiser that they have all year. The OVAL Kitchen Tour is a event where local homes open up there kitchens for a
- [Ice Storm Causes Entire City to be "Under state of Emergency"](https://govaughn.com/ice-storm-causes-entire-city-to-be-under-state-of-emergency/) - Due to the entire county of Henderson Kentucky (KY) being under a state of emergency our physical office is closed today. We do offer multiple client service options for our clients to communicate with our agency: 1. Telephone: Our main switchboard line 270.827.3505 is staffed by licensed agents awaiting your calls to answer questions about
- [kynect Open Enrollment Ended February 15, 2015](https://govaughn.com/kynect-open-enrollment-2015/) - Open enrollment for 2015 for kynect Kentucky's Healthcare Connection ended February 15, 2015. Open enrollment will open again on November 1, 2015 till January 31, 2016. If you have a life event, you will qualify for Special Enrollment. Open Enrollment ended on February 15th, 2015, meaning that the only way to buy health insurance is
- [Insuring Personal Electronic Articles (SmartPhone & iPhones)](https://govaughn.com/insuring-personal-electronic-articles-iphone/) - A policyholder that lost his iPhone unfortunately found out that a homeowners’ policy usually does not cover losing or misplacing an iPhone (or any electronic device). Contrary to what the Apple and ATT representatives said in comfort when the iPhone was reported missing, it is NOT covered most the time if you lose, misplace or
- [[VIDEO] Blues and Barbecue, Milkshakes and Magic (2015)](https://govaughn.com/handy-festival-2015/) - We had a great time volunteering with fellow Independent Insurance Agents at the Java Shake booth for our local WC Handy Blues and BBQ Festival that is going on this weekend (June 18 to June 20, 2015). Yes, Norris Priest was showing magic tricks! Watch the video below.
- [Electronics Recycling in #HendersonKY](https://govaughn.com/electronics-recycling-in-hendersonky/) - Do you have an old computer, stereo, or appliance that you are about to toss? Henderson has a better solution to dropping it off at the landfill or placing it in the trash. The Hugh Edward Sandefur Training Center offers to take most computer equipment and common household electronics/appliances. The items are disassembled and separated
- [Tree Safety in Storms](https://govaughn.com/tree-safety-in-storms/) - A single weak or diseased tree can cause danger to your home or family, and may even knock out power to your neighborhood. A Travelers Safety Specialist shares information and tips to help keep your property safe.
- [Start of Summer Safety Tips](https://govaughn.com/start-of-summer-safety-tips/) - Burning Down the House’ Should Be Party Soundtrack, Not Your ResultQuick question: What national event will be celebrated by millions of Americans on Memorial Day weekend? Hint: It involves major partying, extreme danger, risk of major injuries, and bone-crushing crashes. Another hint: “Gentlemen, start your...” GRILLS! Yes, friends, this year May 28 is the official
- [Backup of Water/Sewer and Sump Pump Overflow](https://govaughn.com/backup-of-watersewer-and-sump-pump-overflow/) - There are many endorsements that can be added to a homeowner’s policy. One being Backup of Water / Sewer – Sump Pump Overflow. This coverage is not automatically included under a standard homeowner policy, but can be added back in with this endorsement. The limits usually go in $5,000 increments with some companies offering as
- [The Golden Spouse](https://govaughn.com/the-golden-spouse/) - Are you married? If so, do both of you work? Are you banking all of the money your spouse is making? If you answer “No” to this question, then you must be using it for living expenses. If your spouse becomes disabled and couldn’t work, what would that do to your standard of living? Would
- [Are you OK with your life insurance?](https://govaughn.com/are-you-ok-with-your-life-insurance/) - A recent survey found that nearly fifty percent of people surveyed had no life insurance. When asked why, the top three reasons were: Don’t know what to buy. Don’t want to discuss my own mortality. No one has asked me. We don’t want you being the one person that was never asked or didn’t know
- [Health Insurance for Adult Children could face Gaps](https://govaughn.com/health-insurance-for-adult-children-could-face-gaps/) - Despite Healthcare Law's Provision, Some Adult Children Could Face Coverage Gaps. The New York Times (6/1/2010, D6, Andrews) reports, "Amid a flurry of publicity, dozens of the nation's insurers announced this spring that they would put into effect a popular provision of the new health law ahead of schedule. Instead of dropping young adults from
- [Kentucky State-Wide Crackdown on Uninsured Motorists](https://govaughn.com/kentucky-state-wide-crackdown-on-uninsured-motorists/) - The Kentucky Legislature has mandated a crackdown on uninsured motorists across the Commonwealth. Owners of personal vehicles shown to have been without insurance for more than 30 days will receive notices that registrations for their personal vehicles will be canceled if they do not obtain required insurance or show proof of existing insurance. The mandatory
- [Storm Shelters - Are you prepared?](https://govaughn.com/storm-shelters-are-you-prepared/) - With recent tragic events in the Oklahoma, you may be thinking "What can I do to protect myself and family from a massive tornado?". There are a few options that I wanted to share with you based on research that I have done to consider how to protect my family. First and foremost, purchase a NOAA
- [SmartPhone App for Insurance](https://govaughn.com/smartphone-app-for-insurance/) - Travelers Insurance has announced the launch of its first mobile app for iPhone and BlackBerry users. This new mobile tool will provide assistance for you should you have an accident. This will work for Travelers customers and also for non-customers. You can download the app and other mobile tools. The accident reporting tool is free
- [Is My House in a Flood Zone?](https://govaughn.com/is-my-house-in-a-flood-zone-4/) - This is a very common question that is asked to us quite often here at GoVaughn.com Insurance. We would recommend that you use the official site of the NFIP. That site is http://www.floodsmart.gov. This site will give you a one-step flood risk profile and give you a estimated premium. All homes are subject to possible
- [Personal Umbrella Insurance – What is it? Do I need it? Part 2](https://govaughn.com/personal-umbrella-insurance-what-is-it-do-i-need-it-part-2/) - Do I need it? With today’s society, it is common place for you to hear about someone being sued. Could that person be you? Possibly. Do you have enough money to cover the damages? Maybe. Can you buy extra coverage just in case? Yes. Is it expensive? No. Something really big is punitive damages. We
- [Personal Umbrella Insurance – What is it? Do I need it? Part 1](https://govaughn.com/personal-umbrella-insurance-what-is-it-do-i-need-it-part-1/) - Those are two really good questions and neither one is a simple answer. What is an Umbrella policy? An Umbrella policy is designed to give you additional liability coverage, should you find yourself in a lawsuit due to an accident or claim and your home or auto policy does not have enough coverage for the
- [Drivers Training Classes: Is it important for my Teen Driver to take?](https://govaughn.com/drivers-training-classes-is-it-important-for-my-teen-driver-to-take/) - This is a very common question that our agency is often asked. We will try to explain our position. Would it be beneficial in terms of premium savings to have our teenage driver enroll in the local driving school? You will not recoup the amount of the class tuition in discounts the first year for
- [Facts of Life](https://govaughn.com/facts-of-life/) - Life Insurance that is. Facts About Life Insurance from 2010. These facts are provided by LIMRA. September is Life Insurance Awareness Month. LIMRA’s 2010 Life Insurance Ownership Study has found that 30 percent of U.S. households (35 million) have no life insurance protection at all. Many U.S. households are underinsured:• Only 44 percent of U.S. households have individual
- [Deer Insurance?](https://govaughn.com/deer-insurance/) - We here at GoVaughn.com Insurance see lots of deer claims starting now. They can really cause some damage to your vehicles. Remember that deer claims fall under comprehensive coverage (sometimes referred to as "other than collision coverage") which is optional coverage that is part of physical damage to your covered auto. If you don't hit the deer
- [How far is your home to your Fire Department?](https://govaughn.com/distance2firedepartment/) - If you live in the county or thinking of buying a home in the county, you better know the answer to this question. There is a company that rates fire departments called ISO (Insurance Services Office). They have developed a system of checking the fire department's ability to fight a fire called Fire Suppression
- [Health Insurance Common Questions](https://govaughn.com/health-insurance-common-questions/) - At Vaughn Insurance, our individual health insurance specialists have many years working in the individual health insurance marketplace. They are particularly skilled at simplifying what can be a very confusing product, especially during these times of uncertainty. Contact us to discuss your needs and review the options available to you. You have more choices than you
- [Drive Safe : Where Should Kids and Pets Sit](https://govaughn.com/drive-safe-where-should-kids-and-pets-sit/) - After mobile phones the leading cause of accidents is other passengers. This video from our partner company Travelers Insurance explains where kids should sit while in a vehicle. http://youtu.be/sB1k4O4Ro88
- [Renting a vehicle - Should I purchase their insurance?](https://govaughn.com/renting-a-vehicle-should-i-purchase-their-insurance/) - We frequently get calls from clients while they are at the rental shop asking if they have coverage for the vehicle they are renting. There isn't a simple answer to this question. And actually we will have a few questions of our own. What type of vehicle are you renting? Is the vehicle being used
- [Home Based Business](https://govaughn.com/home-based-business/) - What is a home based business? Trade, profession, or occupation - full, part-time or occasional. Any other activity engaged in for money or other compensation. There are a few exceptions. Home based businesses are one of the fastest growing segments in the small business segment. Depending on the size and type of business you may
- [Community Service](https://govaughn.com/community-service/) - Our agent, James Roll, serves as the secretary of Jerusalem Lodge No. 9. He is seen below presenting Henderson Community College Nursing Program student, Jessica Brown, with the second installment of $500 to complete her $1000 Scholarship awarded to her by Jerusalem Masonic Lodge No. 9 for her first year in the nursing program. Jerusalem
- [VIDEO: Washing Machine Safety Tips](https://govaughn.com/video-washing-machine-safety-tips/) - Do you have questions about Washing Machine Safety? Please contact us! Video provided by our partner company Travelers Insurance
- [Just What is Auto Insurance- watch this video](https://govaughn.com/just-what-is-auto-insurance-watch-this-video/) - Video by our partner company Travelers Insurance
- [Graduating from college? Here are 4 ways to get health coverage](https://govaughn.com/graduates-health-coverage/) - College students and recent graduates have several options for finding coverage in the Health Insurance Marketplace. 1. Special Enrollment Periods for College Grads 2. Medicaid and CHIP coverage 3. Coverage on a parent’s plan 4. Catastrophic coverage We are certified kynect agents here at Vaughn Insurance and can help you with your questions relating to
- [Roof/Siding Claim ~ Shingles/Siding Does Not Match](https://govaughn.com/roof-claim-shingles-don’t-match/) - "Part of my roof was damage and the company only wants to fix part of my roof. I think the insurance company should pay for a new roof for the whole house." Okay, here is the skinny on roof and siding claims. Many people have pondered this very issue. The insurance policy states that the
- [Fireplace & Wood Burning Stove Safety](https://govaughn.com/fireplace-wood-burning-stove-safety/) - The smell is in the air. As the temperature drops, people turn to supplemental heat to help warm their homes. Before you burn, there are some safety tips that you should consider to reduce your chance of having a hostile fire at your home. Burn only quality hardwoods (Oak, Hickory, or Maple) that have been
- [Here’s a tool to see if you qualify for a tax credit on healthcare reform](https://govaughn.com/heres-a-tool-to-see-if-you-qualify-for-a-tax-credit-on-healthcare-reform/) - We here at Vaughn Insurance are prepared to help you with any questions you might have about kynect: Kentucky’s Healthcare Connection. Please contact us!
- [New Roof Discounts and Changes to Policy Terms](https://govaughn.com/new-roof-discounts/) - There are even some companies that won't write your home insurance unless your roof has been updated in the past 15 years. With our area getting hit so hard by weather events over the past few years (see below), a lot of companies have started looking at the age of your roof. We have seen
- [Flood Map changes for Henderson County](https://govaughn.com/flood-map-changes-for-henderson-county/) - Have you recently received a letter from the Henderson City-County Planning Commission (HCCPC) stating that all or a portion of your property has been mapped into a higher risk zone, known as a Special Flood Hazard Area (SFHA)? Do you know what this means or what you need to do now? Hopefully after reading
- [Vaughn Insurance Mentioned in National Trade Magazine Article](https://govaughn.com/vaughn-insurance-mentioned-in-national-trade-magazine-article/) - Vaughn Insurance was mentioned in the Independent Insurance Agent Magazine (a national magazine for independent agents) about Agents taking advantage of Web 2.0 technologies to service clients and increase sales. You can read the article in full here. We here at Vaughn Insurance take every new technology seriously. We want to service our clients any
- [Turkey Fryers- Use Caution!](https://govaughn.com/turkey-fryers-use-caution/) - GoVaughn.com Insurance will be closed Thanksgiving Day, November 22, 2012 and Friday, November 23, 2012. If you need assistance please call 24/7 at 270.827.3505 or chat with us live. Take a look at this video. Turkey Fryers might produce a very tasty turkey but they can be very dangerous. Underwriters Laboratories (UL) will not certify
- [Roof Damage Preparedness: What to have on hand](https://govaughn.com/roof-damage-preparedness-what-to-have-on-hand/) - One of our partner companies State Auto Insurance shares with us some basic supplies to have on hand to prepare for roof damage during a storm. Roof damage has been a very common claim in 2012. This is something you can do to prevent damages from becoming worse that what they are. If you have
- [Grill Safety](https://govaughn.com/grill-safety/) - One of our partner companies State Auto Insurance along with the Insurance Information Institute prepared this video to help you remember some summer out door grilling safety tips. Do you know how to test your grill's propane tank for leaks? What's the worst thing you can do when using a charcoal grill? Watch this series of interviews with a local
- [College Students and Insurance](https://govaughn.com/college-students-and-insurance/) - When students leave home for college, they take along their laptops, myriad electronic devices and other valuables--but are they covered by insurance? [tentblogger-youtube O2u5HS62ljw]
- [Why did my insurance go up from 2 cars to 1 car?](https://govaughn.com/2-car-to-1-car/) - The companies give a multi-car discount that lowers the premium of each car around 20%. So when you go down to one car, that discount is removed. Factors relating to the way the company averages out the age of the drivers makes the calculation more complicated. Your policies have uninsured-under-insured motorist coverage that protects you
- [State Auto Insurance Associates Remember Joplin Missouri](https://govaughn.com/state-auto-insurance-associates-remember-joplin-missouri/) - One of our partner companies State Auto Insurance created at video remembering the Joplin, Missouri's tornado one year after the devastating tornado. The catastrophic event destroyed thousands of homes and businesses and took 161 lives. Insurance companies like State Auto Insurance played an enormous role in rebuilding that city. When our agency hears about situations like this, we are
- [You Posted What!? Teens, Social Media and a Parent’s Liability](https://govaughn.com/you-posted-what-teens-social-media-and-a-parents-liability/) - Jealousy. Passion. Betrayal. No, not the latest television drama, but high school. For many the high school experience comes with social pressures and obligations to fit in and belong, and sadly this can lead to exclusion and isolation of some students. At some point we all probably said something in our teen years in the
- [Refrigerated Products Safety](https://govaughn.com/refrigerated-products-safety/) - If you lose electricity, keep refrigerator and freezer doors closed as much as possible. Your refrigerator will keep food cold for about four hours if it's unopened. A full freezer will keep an adequate temperature for about 48 hours if the door remains closed.Food in the refrigerator should be thrown away if the power has
- [Rewards for Good Behavior](https://govaughn.com/rewards-for-good-behavior/) - Everyone likes to be recognized for the good things they do, including the Travelers Dog. Watch as he helps his owners by doing good things that maybe no one ever noticed and hear how the right coverage may come with discounts and advantages that recognize that good behavior too! To learn more about our multi
- [Did you have HAIL damage to your vehicle? ](https://govaughn.com/did-you-have-hail-damage-to-your-vehicle/) - Many vehicles on the south end of Henderson KY close to Henderson Community College and the industrial park (Gibbs) suffered some hail damage the afternoon of March 2, 2012 around 2:00 pm. What do you need to do if you have hail damage to your vehicle? First determine if you have comprehensive or other than collision
- [New Car Smell - Is it toxic?](https://govaughn.com/new-car-smell-is-it-toxic/) - Have you ever wondered what that new car smell is? Based on some recent research, you may be surprised to know the composition of chemicals / toxins that make up that smell. You can research the best & worst vehicles in relation to the health hazard posed by those smells. In our line of business, we often
- [Do you own vacant land?](https://govaughn.com/do-you-own-vacant-land/) - What is vacant land? This question comes up occasionally. If it is truly vacant land, your homeowners' policy could extend automatic coverage for liability. Few plots of ground would be considered vacant per the ISO definition, which is “any land on which there exist no man made structures”. There can be no roads, fences, poles, structures, etc.
- [Snow and Ice and How NOT to Drive](https://govaughn.com/snow-and-ice-and-how-not-to-drive/) - Winter has been a little off this year with the warm days and thunder storms, but the slick roads have arrived. You should be thinking about the route you take now, so that you can plan your route to avoid known trouble spots. I like to lay out my route to try and avoid routes that will
- [Do you want to become a weather spotter?](https://govaughn.com/do-you-want-to-become-a-weather-spotter/) - The National Weather Service in Paducah KY will be conducting 10 Spotter Training Webinars in preparation for the upcoming severe weather season. These free webinars are open to anyone and will have all the content of their basic spotter class. For a list of dates and times, or to register, visit their web page. National
- [Homeowners’ / Renter’s Inventory List](https://govaughn.com/homeowners-renters-inventory-list/) - A devastating loss can occur in an instant. A Fire, Tornado, or Flood can wipe out all of your possessions. Everyone needs a home inventory list in case of a devastating loss. It is much easier to do it now, than to wait until after a loss. This link, KnowYourStuff, takes you to a free
- [Statistics on Homeowners Claims in 2011](https://govaughn.com/statistics-on-homeowners-claims-in-2011/) - Did you wonder why your homeowners insurance rates are going up so much? Take a look at these slides from the Insurance Information Institute and it will help you understand. Our weather patterns of late have really been causing havock with property insurance carriers. Insurers expect to pay at least $2 billion each for the
- [Thinking of others this holiday season](https://govaughn.com/thinking-of-others-this-holiday-season/) - The Travelers dog has a special bone that is the envy of all the neighborhood dogs. Watch and see how thinking of others this holiday season can brighten one dog's day. We here at GoVaughn.com Insurance are proud agents for Travelers Insurance. Ask us to quote your home and auto insurance with Travelers. [tentblogger-youtube uHEPcVaoaQ0]
- [Test Your Homeowners Insurance IQ](https://govaughn.com/test-your-homeowners-insurance-iq/) - [tentblogger-youtube vYcAVn8YlLE]
- [When life changes, so can your insurance needs](https://govaughn.com/when-life-changes-so-can-your-insurance-needs/) - While wandering outside his house, the Travelers dog suddenly notices a glamorous female pooch. It's love at first sight. With love-themed music in the background, we watch their blossoming summer romance. The last scene shows the dog walking into his living room with his prized bone in his mouth. Something stops him in his tracks:
- [Frequently Asked Questions Relating to Auto Damage Claims](https://govaughn.com/faq-auto-damage/) - Q. How will my damages be determined? A Insurance Company representative will write an estimate of damages. They will contact you to arrange inspection of your vehicle. Q. What if my vehicle is not drivable? Have it moved to the repair shop of your choice, but do not authorize repairs until the insurance company has
- [Art Hop Gallery Show and Sale](https://govaughn.com/art-hop-2011/) - We are proud sponsors again this year of the Downtown Henderson Art Hop Gallery Show & Sale that is scheduled for Novemeber 4, 2011 in Downtown Henderson from 5:00pm to 10:00pm. This unique and wildly popular event is the perfect evening out as Tri-State artist display their wonderful original works of art for the community to
- [Free Auto Insurance in Kentucky?](https://govaughn.com/free-auto-insurance-in-kentucky/) - On July 6, 2011 General Motors made the announcement that drivers in Oregon and Washington, who take delivery of a new 2010, 2011 or 2012 Chevrolet, Buick, GMC or Cadillac car, truck or crossover between today and September 6 will receive a one-year insurance policy from MetLife Auto & Home at no additional cost (free).
- [Travelers Insurance dog's favorite car has hit a tree](https://govaughn.com/travelers-insurance-dogs-favorite-car-has-hit-a-tree/) - Are the good times over? Watch and see! We here at Vaughn Insurance are proud agents for Travelers Insurance in Henderson KY. The rates are very good. Ask us for a Travelers Quote today. [tentblogger-youtube hfTXv6lD1DM]
- [I Just Want to Know- I Will Be OK](https://govaughn.com/i-just-want-to-know-i-will-be-ok/) - The hit commercial by Travelers Insurance (one of our partner companies) is a must view for all pet owners and lovers. If you want to know you will be OK when it comes to insurance choose Vaughn Insurance and Travelers. [tentblogger-youtube Siz4Q-valXk] Travelers and Vaughn Insurance can help you get the coverage you need and
- [State Auto: A Friend You Can Depend On](https://govaughn.com/state-auto-a-friend-you-can-depend-on/) - One of our partner companies produced this jingle commercial back in 1981. You will enjoy watching this vintage production. One thing we can say about State Auto is what their slogan says they are "a friend you can depend on.". Vaughn Insurance Agency Co. is proud to represent State Auto Insurance since 1974. [tentblogger-youtube eGHRVFpTbIE]
- [The Society of Certified Insurance Counselors Honors GoVaughn.com Insurance Owner, Norris Priest for 30 years of participation](https://govaughn.com/the-society-of-certified-insurance-counselors-honors-govaughn-com-insurance-owner-norris-priest-for-30-years-of-participation/) - The Society of Certified Insurance Counselors (CIC) recently recognized Norris O. Priest, CIC of GoVaughn.com Insurance in Henderson KY with a certificate honoring his 30 years of faithful participation in the advanced insurance education. Making CIC history by being among the first group of CIC’s to reach this 30 –year milestone, Norris O. Priest, CIC
- [Golf Cart Insurance- What you need to know](https://govaughn.com/golf-cart-insurance/) - It's that time of year! Although golf is a popular sport year-round in warmer parts of the country, it is now prime golfing season all across the country, plus some communities are allowing golf carts on public streets to help save on gasoline. Many of our partner companies that write home insurance offer scheduled personal
- [Kentucky Associations Insurance Programs](https://govaughn.com/kentucky-associations-insurance-programs/) - Professional Associations trust the professionals at Vaughn Insurance Agency Co. Who knows your profession better than your association? At Vaughn Insurance Agency Co., we've earned the trust of some associations in the state of Kentucky. We have agents who have built relationships with members and the association staff so we can better understand their needs.
- [How do you determine the Actual Cash Value (ACV) of your car?](https://govaughn.com/how-do-you-determine-the-actual-cash-value-acv-of-your-car/) - Okay, so now you have had an accident. Your car has been declared a total loss, which by the way, Kentucky Law says that a company has to declare your vehicle a total loss when the damage exceeds 75% of it’s value. How do you know if the offer that you have been given by
- [GPS and your home security](https://govaughn.com/gps-and-your-home-security/) - How many of us have a portable GPS in our vehicles? A recent trend with thieves is to break in to your vehicle, steal your GPS and your Garage Door Opener. Then if your GPS is like most, you have your Home address programed into the GPS, so the thief selects home, drives to your
- [Advice from Dummies: Be Smart and Get Renters Insurance](https://govaughn.com/advice-from-dummies-be-smart-and-get-renters-insurance/) - [tentblogger-youtube 9fyVI8Ys98k]
- [Small Business Administration Ready to Assist Flood Victims](https://govaughn.com/small-business-administration-ready-to-assist-flood-victims/) - Whether you rent or own your own home, own your own business, or own a small agricultural cooperative located in a declared disaster area, and are the victim of a disaster, you may be eligible for financial assistance from the U. S. Small Business Administration (SBA). See fact sheet provided to us by Henderson County
- [IRS Tax-Exempt Status change](https://govaughn.com/irs-tax-exempt-status-change/) - An IRS deadline is fast approaching for Non-Profit / Charitable Organizations. If you are part of a organization, then you need to check to see if your group’s name is on the IRS - List of Organizations. Scroll down the page and you can pull up a list for each state. There is a simple
- [Discounts on Insurance? Yes, we have them!](https://govaughn.com/discounts-on-insurance-yes-we-have-them/) - Homeowners Insurance Possible Discounts: We here at GoVaughn.com Insurance offer the following tips that may lead to substantial homeowners insurance savings. · WHAT’S YOUR HOUSE WEARING? Some insurers give hail resistant roof discounts for Class 4 roofs and credits can be sizeable in some territories. · ‘FOR BETTER OR FOR WORSE’ MAY ALSO APPLY TO
- [Spammers Will be Phishing for Your Money](https://govaughn.com/spammers-will-be-phishing-for-your-money/) - "On April 4, we were informed by Epsilon, a company we use to send emails to our customers, that files containing the names and/or email addresses of some [Insert company name] customers were accessed by unauthorized entry into their computer system." During the last couple of weeks it's likely that you have received a similar
- [Are you Prepared for flooding?](https://govaughn.com/are-you-prepared-for-flooding/)
- [Downtown Henderson (KY) Employee Halloween Contest Winners 2010](https://govaughn.com/downtown-henderson-ky-employee-halloween-contest-winners-2010/) - GoVaughn.com Insurance your Trusted Choice Independent Agent are proud to sponsor this town/community award as a support for our downtown business community. The winners of the Downtown Henderson Project Employee Halloween Contest for 2010 are listed below! Best Overall Business County Court Clerk Office – “Witch Way Witches” Most Enthusiastic Business Independence Bank – “Flappers”
- [Need Electric Service Repaired in Henderson KY?](https://govaughn.com/need-electric-service-repaired-in-henderson-ky/) - It seems that many people will be needing to contact an electrician in Henderson KY. Below is a listing (in no particular order) of Electricians that are in the Henderson Phone book: Mr. Electric 270.831.6533 Parven Schriber Electric 270.860.1603 Galloway Electric 270.826.1224 Owens Electric 270.826.2131 Jameson Electric 270.826.6386 Caton’s Electric 270.827.9764 (Think they are same
- [Ice Storm – Frequently Asked Questions](https://govaughn.com/ice-storm-–-frequently-asked-questions/) - Always keep in mind that your policy is the sole source of what is covered and what is NOT covered. This document is just used as a simple guide to use as a reference. All claim situations are different. 1: I purchased a generator, is it covered? Some companies are paying a portion of the
- [Preventing Frozen Pipes](https://govaughn.com/preventing-frozen-pipes/) - Each year, as winter approaches and cold weather sets in, there is a chance that your home or commercial building could sustain some damage that is associated with the cold temperatures. One of the most frequent causes of damage in the winter is due to water, which can become a major concern as the thermometer
- [Insurance: The One Question Everyone Asks “Am I overpaying?”](https://govaughn.com/insurance-the-one-question-everyone-asks-“am-i-overpaying”/) - That’s a question that every consumer asks from time to time. Everyone is curious and concerned as to whether he or she is getting a good value for the money, whether it’s for a candy bar, a car or an airline ticket. It’s a good question to ask about insurance, too. After all, Americans spend
- [House Fires – How to Stay Safe](https://govaughn.com/house-fires-how-to-stay-safe/) - The National Fire Protection Association indicates house fires are the leading cause of all fire deaths in the United States. According to the NFPA, there were 403,000 residential fires in 2008, resulting in 2,780 deaths and 13,560 injuries. The NFPA acknowledges cooking as the leading cause of house fires in the United States and heating
- [Does the color of my car affect my premium?](https://govaughn.com/car-insurance-faq/) - This question periodically come ups or something similar, Like is a red car higher on insurance. It has been told for years, which makes it seem like it must be true. But like most mythological myths, this one is not based on the truth. Paint has nothing to do with your insurance premium. Unless you
- [How much Auto Insurance Do We need?](https://govaughn.com/how-much-auto-insurance-do-we-need/) - Did you ever wonder if you are carrying enough auto insurance? One of our partner companies Travelers Insurance have developed a really cool tool that asks you some general questions about yourself, the cars you drive and how much you are worth. You can check out this Better Coverage Basics tool. Better Coverage Basics is
- [Renting a Storage Unit](https://govaughn.com/renting-a-storage-unit/) - Q: I have just rented a storage unit in preparation for putting my house on the market. Are our possessions covered under our homeowners’ policy while in storage? A: While moving, they would have up to 100% of their current Coverage C (Personal Property/Contents) at both locations under an HO-3 policy form. Some companies will
- [Downtown Henderson Business Employee Costume Contest Winners 2009](https://govaughn.com/downtown-henderson-business-employee-costume-contest-winners/) - We here atGoVaughn.com Insurance are the proud sponsors of the Downtown Henderson Project annual Employee Costume Contest. The 2009 Winners are: Best Overall Business – Finance Department, City of Henderson – “The Black Opal Pirates” Most Original Business – RE/MAX Superior Realtors – “Insane Asylum” Funniest Group – County Judges Office – “Hugh Heffner and
- [Ask an Insurance Question](https://govaughn.com/ask-an-insurance-question/) - This video gives some answers to some common questions about insurance relating to college students, rental cars, updating your policy and more. We here at GoVaughn.com Insurance answer these questions almost daily. Take a look at this informative video. What INSURANCE question do you have today? Ask us!
- [What is considered “Vacant Land”?](https://govaughn.com/what-is-considered-“vacant-land”/) - This question comes up occasionally. The importance of the answer is that ISO Homeowners’ policy forms include vacant land for liability automatically. So if you have a piece of ground, it may automatically have liability coverage without any extra expense and without you having to do anything. If the land is not considered vacant, then
- [Six Easy Steps to Filing a Homeowners Insurance Claim](https://govaughn.com/six-easy-steps-to-filing-a-homeowners-insurance-claim/)
- [Collector-Classic-Historic Car Insurance](https://govaughn.com/collector-classic-historic-car-insurance/) - GoVaughn.com Insurance is the place for insuring one of your most prized processions-your collector car! We proudly represent Hagerty Insurance for our clients who need insurance for their collector cars. Click the above button and be directed to Hagerty Insurance online real time quoting and issuance site. We here at GoVaughn.com Insurance will be your
- [Winter Tips to Prevent Claims](https://govaughn.com/winter-tips-to-prevent-claims/) - Snow or ice is the fifth leading cause of homeowners’ insurance claims. Also, according to the Insurance Information Institute (III), the average homeowners’ claim for water damage and freezing is a whopping $5,531! Follow these tips to protect you and your home from serious financial liability: Prevent ice dams - An ice dam is a
- [Gift Suggestions that can help you be prepared!](https://govaughn.com/gift-suggestions-that-can-help-you-be-prepared/) - It always seems to happen. During every holiday season we'll hear a news report about a Christmas tree or Menorah starting a serious house fire. Each year, millions of lives are disrupted by natural disasters ranging from earthquakes and tsunamis to floods and wildfire. But all disasters – large or small – share a common
- [Driving in the Rain with Cruise Control use Caution](https://govaughn.com/driving-in-the-rain-with-cruise-control-use-caution/) - Note we did verify this story from Snopes.com. A 36 year-old female had an accident and totaled her car. A resident of Kilgore, Texas. It was raining, though not excessively, when her car suddenly began to hydro-plane and literally flew through the air. She was not seriously injured but very stunned at the sudden occurrence!
- [Are your Christmas Gift cards Insured?](https://govaughn.com/are-your-christmas-gift-cards-insured/) - Many people are giving and receiving various forms of gift cards not only during the Christmas holidays but all year long. The National Retail Federation said that $25 billion will be spent on gift cards this Christmas season (2009), up from $18.5 billion for Christmas 2005. Interestingly another research firm Tower Group estimates that approximately
- [Who’s Afraid of the Minimally-Insured Motorist?](https://govaughn.com/who’s-afraid-of-the-minimally-insured-motorist/) - Do you have enough Automobile Liability insurance? Let us here at GoVaughn.com review your existing insurance and help you decide!
- [Travelers – Vaughn’s New Company Partner](https://govaughn.com/travelers-–-vaughn’s-new-company-partner/) - Vaughn Insurance Agency Co. has been appointed to sell personal lines insurance coverage from Travelers. Norris Priest of Vaughn Insurance Agency Co. said that the agency will now be able to offer customers Travelers coverage for their Home and Automobiles. "Vaughn Insurance Agency Co. is pleased that customers can now select insurance coverage from Travelers,"
- [Confused about Graduated Licensing Laws in Kentucky?](https://govaughn.com/confused-about-graduated-licensing-laws-in-kentucky/) - Download the latest copy of the Kentucky Drivers License manual and answer this question and more. This handy booklet will update you on all of the driving laws and procedures in Kentucky.
- [Texting while driving – Driving while distracted](https://govaughn.com/texting-while-driving-–-driving-while-distracted/) - Ok, a lot of us can admit that we have all done something that has caused us to take our eyes off the road while driving. Be it eating a fast food sandwich, changing the radio station, answering or placing a call on your cell, but this video released about Texting while Driving is a
- [Surface Mining - Blasting in your neighborhood?](https://govaughn.com/surface-mining-blasting-in-your-neighborhood/) - Eastern Henderson County (Hebbardsville KY Area) has some above ground mining going on presently (2009). Mining companies are using explosives to mine the coal out of the open area. Several of our policyholders are concerned. Our best advice to the policyholders is to document the condition of the home prior to the blasting with pictures
- [Actual Cash Value vs Replacement Value](https://govaughn.com/actual-cash-value-vs-replacement-value/) - Can we at Vaughn Insurance answer any questions you might have about Actual Cash Value vs Replacement Value?
- [Stay Cool with Swimming Pool Risks](https://govaughn.com/stay-cool-with-swimming-pool-risks/) - It’s summer, and thoughts of Americans everywhere turn to water. Whether it’s in the pool, on the lake, at the ocean or in the river, water draws people almost magnetically as the weather turns hot. Swimming pools are popular but also present a risk to a homeowner. While homeowners are welcoming friends and family with
- [Wind and Hail Deductibles are changing due to Catastrophes in the past year](https://govaughn.com/wind-and-hail-deductibles-are-changing-due-to-catastrophes-in-the-past-year/) - State Auto Insurance Co CEO talks about how catastrophes in the Past year is affecting his company. Not all catastrophe insurance losses are on the coast. State Auto Insurance CEO Bob Restrepo discusses how his Super Regional company has been hit hard by cat losses and what it is doing to mitigate these losses. Do
- [The Value of a Independent Agent](https://govaughn.com/the-value-of-a-independent-agent/)
- [We value community . . .](https://govaughn.com/we-value-community/) - Consumers and companies alike are going through profound changes based on complex and challenging economic realities. Everybody is looking for value, but value doesn't just mean what's cheapest; it's about what's best for consumers, their families, their communities and the world around them. Providing this value and living by our ethics is precisely what Vaughn
- [Spring Floods right around the corner](https://govaughn.com/spring-floods-right-around-the-corner/) - After a cold winter, most of us are eagerly awaiting spring. In addition to warmer weather, however, spring can also bring heavy rains that swell rivers, streams and ditches and cause thousands of dollars worth of damage to individual properties. Because the risk for flooding will increase in the next few months, we here at
- [Poem ~ Ice Storm of 09](https://govaughn.com/poem-ice-storm-of-09/) - By Blake A. Beaver The meteorologist said it’d be the worst in 4 years This ice that was coming was horrible news to our ears When at first it hit, it did not seem so bad Little did we know this was just part of what it had Many families went to sleep that night
- [Are my Insurance Rates going up because of all the homeowner claims related to the recent ice storm?](https://govaughn.com/are-my-insurance-rates-going-up-because-of-all-the-homeowner-claims-related-to-the-recent-ice-storm/) - Yes, we here at Vaughn Insurance predict, but as independent agents, we help our clients shop around for the most affordable rates. The insurance business is based on the spread of risk. The more widely risk is spread, the more accurately loss can be estimated (from the Insurance Information Institute). Everyone pays for the losses
- [Power Surge ~ Electronic Appliances](https://govaughn.com/power-surge-electronic-appliances/) - Something we found out during the recent ice storm of January 27, 2009 and the wind storm of February 11, 2009, is that some companies are starting to exclude coverage for your appliances that are damage as a result of a power surge. With this new information, we strongly recommend that you purchase surge protectors
- [Generator Basics](https://govaughn.com/generator-basics/) - A generator is a device powered by Gasoline, Diesel, Natural Gas, or LP Gas, that will provide electricity to your home. Generators can be portable or stationary and that will depend on the space you have for the generator. Gasoline models are the least expensive to buy, but have short run times and will need

## Pages

- [FAQ-Travelers](https://govaughn.com/faqs/faq-travelers/) - Frequently Asked Questions and Answers Where can I mail my payment? Travelers Personal Insurance PO BOX 660307 Dallas, TX 75266-0307 (Be sure the policy number is on the check or money order.) Can I pay online? Click here to pay using your Visa, MasterCard, or Bank Account. I have my policy, and it says, "This
- [Service Now](https://govaughn.com/service-now/) - Fast. Convenient. Affordable. . . Visit our agency without leaving your home for the same reliable, personal service that Vaughn has provided since 1917. Reporting claims, changing your policy, and even paying your bill are services that Vaughn Insurance provides for you online. Just click on the link that applies to your needs, provide us
- [Our Partner Companies](https://govaughn.com/our-partners/)
- [Nibby Priest -Make an Appointment](https://govaughn.com/appointment/) - Due to increased demand and changes, Vaughn Insurance Staff must make client appointments for Nibby Priest, except for a 15-minute phone conversation appointment. All new clients and clients seeking a review for Medicare or Health Insurance are required to complete the intake documentation. Medicare Intake Form Health Insurance Intake Form Please complete these forms,
- [Report a Claim](https://govaughn.com/report-a-claim/) - To report a new insurance claim and or get information on an existing claim, a policyholder or claimant may call any company's direct reporting phone numbers listed below. All of the partner companies listed below have 24-hour direct claim reporting services. For the best possible service, please direct report your claim to the insurance carrier
- [FAQ-Liberty Mutual](https://govaughn.com/faqs/faq-safeco/) - Where can I mail my payment? Liberty Mutual Insurance PO Box 91016 Chicago IL 60680-1174 (be sure Policy number is on check or money order) Can I pay online? Yes, go to this Liberty Mutual Insurance link to access your account. I have my policy and it says "this is not a bill", when will
- [James T Roll -Make an Appointment](https://govaughn.com/james/) - Below is a simple and easy way to book an Appointment with James T Roll, a Licensed and Certified Insurance Professional. Click below for an Appointment Request Phone Meeting 15-Minute (James will call you) In-Person or Phone Meeting 30 Minutes In-Person or Phone Meeting 60 Minutes Microsoft Teams 30 Minute If you do not feel comfortable making
- [Our Staff](https://govaughn.com/our-staff/) - Nibby Priest, CIC, Principal Agent-President-Owner Nibby Priest began his insurance career in August 1983 as a part-time employee in his father's business while attending Henderson Community College. In the fall of 1984, he left Henderson to attend Eastern Kentucky University. In the spring of 1986, Nibby graduated from EKU with a Bachelor of Business Administration degree
- [Service](https://govaughn.com/service/) - Appointments Nibby Appointments Nibby Phone Meeting 15 Minutes (Nibby will call you) Nibby Medicare (New Client) Nibby Health Insurance (New Client) Nibby Medicare Review (Current Client) starts on 10.15.2025 and ends on 12.7.2025 Nibby Health Insurance Review (Current Client) starts on 11.1.2025 and ends on 12.15.2025 Other Event Types Nibby In-Person or Phone Meeting 30
- [Get A Quote](https://govaughn.com/quote/) - Get a custom quote specific to your needs. Auto and or Home Real-Time Quote Term Life Insurance Quote/Application Medicare Advantage Products Medicare Supplement Quote Individual or Family Health Quote Individual or Family Dental Quote Quote | Purchase Wedding Insurance Quote | Purchase Private Events Insurance Complete the forms below, and we will contact you back with
- [Health Insurance](https://govaughn.com/health/) - We do not share your contact information with other parties. These links provide an immediate quote, and a Vaughn insurance agent will contact you with more information. Individual or Family Health Quote Individual or Family Dental Quote Individual Health Insurance Quote from Anthem Medicare Supplement Quote If you would like immediate assistance, call us now! 270.827.3505 Book an
- [Medicare Insurance Quote Request](https://govaughn.com/medicare-supplement/) - Local insurance agent Nibby Priest is an expert in providing advice for those looking for a medicare supplement policy in Henderson KY or Morganfield KY
- [Dental Insurance](https://govaughn.com/dental/) - We have available Delta Dental of Kentucky Individual and Family Dental Insurance Plans Get a QUOTE See the providers in the Plan Several Dentists and Orthodontists in Henderson, KY, are providers. They have three plans to choose from: Radiant Smiles Vibrant Smiles Bright Smiles Enhanced Plan - the best option for braces and veneers. Perfect
- [Medicare & Health Insurance Annual Reviews](https://govaughn.com/review/) - Below is a simple and easy way to book an Appointment with Nibby Priest, a Certified Licensed Insurance Professional. Click below for an Appointment Request. Intake forms online need to be completed before an appointment can be made. We will contact you with an appointment time. Medicare Review (Current Client) starts on 10.15.2024 and ends on 12.7.2024 Health
- [About Us](https://govaughn.com/about/) - Vaughn Insurance Agency Company is an independent insurance agency serving Kentucky and Indiana. Vaughn represents a carefully selected group of financially sound, reputable partner insurance companies, and we place your policy with the company offering the best coverage at a competitive price. We work for you FIRST. Our specialty is service—when you need us, we'll
- [Thank you for submitting this online request form.](https://govaughn.com/thank-you/) - If you have any questions, please get in touch with us! Vaughn Insurance315 N Main StHenderson KY 42420 270.827.3505 phone or text Chat With Us Live NOW!
- [Contact Us](https://govaughn.com/contact-us/) - Chat With Us Live NOW! Our chat live now feature is a very easy way to communicate with us. Just click on the CHAT with us LIVE button at the top right page, and you will be able to see what licensed insurance agents are available and speak with them immediately. We have many ways for you
- [home quote](https://secure.consumerratequotes.com/ConsumerV2?id=21856)
- [Auto and or Home Real Time Quote](https://secure.consumerratequotes.com/ConsumerV2?id=21856#new_tab)
- [Email Disclaimer](https://govaughn.com/email-disclaimer/) - DISCLAIMER Please be advised that insurance coverage cannot be added, deleted, or otherwise changed until it is confirmed in writing by Vaughn Insurance Agency Co. or your insurance carrier. This email and any files transmitted with it are the property of Vaughn Insurance Agency Co., are confidential, and are intended solely for the use of the individual
- [Progressive Snapshot](https://govaughn.com/snapshot/) - With Snapshot, Progressive's usage-based insurance program, you could turn your good driving into huge savings—of up to 30 percent—on your car insurance. Here's how our usage-based insurance program works*: Enroll. Sign up for Snapshot when we renew or write your new Progressive car insurance policy. On renewals, they must be done 45 days from the renewal
- [Matthew 25](https://govaughn.com/matthew25/) - Updated 5/10/2022 Prescription Review Form Dental We have a new Delta Dental Program see www.govaughn.com/dental Humana Matthew 25 Dental Application Humana Dental Loyalty Plus Benefit Summary Case Worker Instructions for Dental Humana Dental Provider List https://www.humana.com/finder/dental/ (link does not always work-type it in and it will) 1. Pick PPO for coverage type 2. Zip of residence 3.
- [Nibby](/appointment)
- [Specialty Insurance](https://govaughn.com/specialty/)
- [Service Auto](https://govaughn.com/service-auto/)
- [Request a Health Insurance Quote](https://govaughn.com/health-request/)
- [Testimonials](https://govaughn.com/testimonials/)
- [FAQ-GuideOne](https://govaughn.com/faqs/faq-guideone/) - Frequently Asked Questions and Answers Where can I mail my payment? GuideOne Insurance P.O. Box 14599 Des Moines, IA 50306-3599 (be sure Policy number is on check or money order) Can I pay online? Yes. Click here to go to GuideOne's website. I have my policy and it says "this is not a bill", when
- [Anthem Health Insurance Information Page](https://govaughn.com/anthem/) - information coming soon!
- [FAQ's for Kentucky Health Cooperative Members](https://govaughn.com/faq-khc-closing/) - What is happening to the Kentucky Health Cooperative? The Kentucky Health Cooperative (KYHC) has voluntarily withdrawn from the insurance market and will not be selling policies on kynect in either the individual or small group market for the 2016 plan year. Do I still have coverage? Yes, you will have coverage with KYHC through December
- [FAQ-State Auto](https://govaughn.com/faqs/faq-state-auto/) - Frequently Asked Questions and Answers Where can I mail my payment? State Auto Insurance Companies PO Box 182738 Columbus, OH 43218-2738 (Be sure policy number is on check or money order) Can I pay online? Click here to pay using your Visa, MasterCard, or Bank Account. I have my policy and it says “this is not a
- [FAQ-Auto-Owners](https://govaughn.com/faqs/faq-auto-owners/) - Frequently Asked Questions and Answers Where can I mail my payment? Auto-Owners Insurance PO Box 30315 Lansing, MI 48909-9811 (be sure Policy number is on check or money order) Can I pay online? Yes you can. Go to Auto-Owners Insurance website and set up your user id & password. On this site you can also
- [Mortgage-Lien Holder Request for Proof of Insurance](https://govaughn.com/epi/)
- [Life Insurance Quote Request](https://govaughn.com/life/)
- [FAQ-Ohio Casualty](https://govaughn.com/faqs/faq-ohio-casualty/) - Frequently Asked Questions and Answers Where can I mail my payment? Ohio CasualtyPO Box 5001Hamilton OH 45012-5001 (be sure Policy number is on check or money order)Can I pay online? Yes. I have my policy and it says "this is not a bill", when will I get a bill? Generally bills are mailed out 15
- [Homeowners' Update](https://govaughn.com/updates/)
- [Travelers Real Time Auto Quote](https://govaughn.com/travelersauto/) - Get a real time Auto Insurance Quote from our partner company Travelers Insurance
- [Insurance Tips](https://govaughn.com/faqs/trusted-choice-insurance-tips/) - Provided to us by the fine folks at Trusted Choice
- [Claims Satisfaction Survey](https://govaughn.com/claims-satisfaction-survey/) - Loading...
- [Claims](https://govaughn.com/claims/) - Claim Reporting Page VCard Download for Outlook
- [Trusted Choice Pledge of Performance](https://govaughn.com/trusted-choice/) - Trusted Choice® agencies are insurance and financial services firms whose access to multiple companies and commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products and unparalleled advocacy. As a Trusted Choice® agency, we are dedicated to you and are committed to treating you as a person, not a policy. This commitment
- [Wedding and Events Insurance](https://govaughn.com/wedding/) - We here at GoVaughn.com Insurance are proud to offer Wedding or Special Event Insurance with Travelers Insurance. Get a Rate for a Wedding For more information about Wedding Insurance Wedding and Special Event Rate Information ________________________________________ Get a Rate for a Event Rate Chart for Events Insurance Events Insurance Brochure Have more questions? Chat with
- [Fire Departments](https://govaughn.com/fire-departments/) - Edit Page (requires login)
- [Acord](https://govaughn.com/acord/) - Acord Forms By Number Acord Forms By Name Acord Forms By State Acord Forms By Countrywide
- [Privacy Notice](https://govaughn.com/privacy-notice/) - Vaughn Insurance Agency Company Henderson KYPrivacy Policy Notice and Website Terms of Use(revised 07/06/2011) At Vaughn Insurance Agency Company we understand your concerns about privacy. We hope this notice, which describes our use and protection of nonpublic personal information ("client information"), will help you understand how we treat the client's information we obtain from you or other
- [FAQ's](#)
- [Blog](https://govaughn.com/blog/)

## Soliloquy Sliders

- [Home](https://govaughn.com/?post_type=soliloquy&p=3171)

## Categories

- [Uncategorized](https://govaughn.com/category/uncategorized/)
- [Claims Prevention](https://govaughn.com/category/claims-prevention/)
- [Auto Insurance](https://govaughn.com/category/auto-insurance/)
- [Flood Insurance](https://govaughn.com/category/flood-insurance/)
- [Homeowners Insurance](https://govaughn.com/category/homeowners-insurance/)
- [Life Insurance](https://govaughn.com/category/life-insurance/)
- [Henderson KY](https://govaughn.com/category/henderson-ky/)
- [History](https://govaughn.com/category/history/)
- [Personal Umbrella Insurance](https://govaughn.com/category/personal-umbrella-insurance/)
- [Collector Car Insurance](https://govaughn.com/category/collector-car-insurance/)
- [Historic Vehicles](https://govaughn.com/category/historic-vehicles/)
- [internet safety](https://govaughn.com/category/internet-safety/)
- [advice](https://govaughn.com/category/advice/)
- [Professional Medical Liablity](https://govaughn.com/category/professional-medical-liablity/)
- [Health Insurance](https://govaughn.com/category/health-insurance/)
- [Short Term Medical](https://govaughn.com/category/short-term-medical/)
- [Education](https://govaughn.com/category/education/)
- [Professional Development](https://govaughn.com/category/professional-development/)
- [Holiday](https://govaughn.com/category/holiday-2/)
- [Thanksgiving](https://govaughn.com/category/thanksgiving/)
- [Policy Service](https://govaughn.com/category/policy-service/)
- [Commercial Insurance](https://govaughn.com/category/commercial-insurance/)
- [Bed & Breakfast Insurance](https://govaughn.com/category/commercial-insurance/bed-breakfast-insurance/)
- [Funeral Home Insurance](https://govaughn.com/category/commercial-insurance/funeral-home-insurance/)
- [Golf Carts](https://govaughn.com/category/homeowners-insurance/golf-carts/)
- [Partner Company](https://govaughn.com/category/partner-company/)
- [Community Event](https://govaughn.com/category/community-event/)
- [Downtown Henderson Project](https://govaughn.com/category/community-event/downtown-henderson-project/)
- [Weather](https://govaughn.com/category/weather/)
- [Notary Bond](https://govaughn.com/category/bond/notary-bond/)
- [Bond](https://govaughn.com/category/bond/)
- [Medicare](https://govaughn.com/category/medicare/)
- [kynect](https://govaughn.com/category/kynect/)
- [HendersonKY](https://govaughn.com/category/hendersonky/)
- [Property Insurance](https://govaughn.com/category/property-insurance/)
- [Commercial Insurance](https://govaughn.com/category/property-insurance/commercial-insurance-property-insurance/)
- [Homeowners](https://govaughn.com/category/property-insurance/homeowners/)
- [Home Insurance](https://govaughn.com/category/property-insurance/home-insurance/)

## Tags

- [discounts](https://govaughn.com/tag/discounts/)
- [car](https://govaughn.com/tag/car/)
- [auto](https://govaughn.com/tag/auto/)
- [automobile](https://govaughn.com/tag/automobile/)
- [paint](https://govaughn.com/tag/paint/)
- [color](https://govaughn.com/tag/color/)
- [theft](https://govaughn.com/tag/theft/)
- [stolen](https://govaughn.com/tag/stolen/)
- [payments](https://govaughn.com/tag/payments/)
- [payment](https://govaughn.com/tag/payment/)
- [Vacant](https://govaughn.com/tag/vacant/)
- [Land](https://govaughn.com/tag/land/)
- [Liability](https://govaughn.com/tag/liability/)
- [Homeowners](https://govaughn.com/tag/homeowners/)
- [Toxic](https://govaughn.com/tag/toxic/)
- [Toxin](https://govaughn.com/tag/toxin/)
- [Chemical](https://govaughn.com/tag/chemical/)
- [Smell](https://govaughn.com/tag/smell/)
- [Health](https://govaughn.com/tag/health/)
- [Air Quality](https://govaughn.com/tag/air-quality/)